Max 401k Contribution Over Age 60 2025 . The employer contribution limit also rises to $46,500, bringing the combined employee and employer 401(k) contribution. The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024.
The individual contribution limit for simple iras will rise to $16,500 in 2025, up from $16,000 in 2024. That cap is $11,250, instead of $7,500.
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Why The Median 401(k) Retirement Balance By Age Is So Low , That cap is $11,250, instead of $7,500.